信息質(zhì)量與顧客關(guān)系管理在金融業(yè)之應(yīng)用研究

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對(duì)「適當(dāng)?shù)念櫩腿骸?，透過(guò)「適當(dāng)?shù)耐贰?，在「適當(dāng)?shù)臅r(shí)機(jī)」，提供「適當(dāng)?shù)姆?wù)」；『適

當(dāng)』即練粹最有質(zhì)量之信息與知識(shí)，以調(diào)整組織機(jī)能，創(chuàng)新并創(chuàng)造組織與顧客價(jià)值。本研究以科

技接受模型（TAM）為理論基礎(chǔ)，推論探討『信息質(zhì)量』對(duì)金融業(yè)者引進(jìn)CRM 系統(tǒng)時(shí)重要因素，

與實(shí)際運(yùn)作對(duì)企業(yè)組織所產(chǎn)生的影響。研究分兩階段：(1) 深入探討與歸納目前臺(tái)灣金融、電訊

等行業(yè)進(jìn)行CRM 系統(tǒng)之規(guī)劃，對(duì)組織管理影響，發(fā)展研究模式架構(gòu)；(2)以問(wèn)卷調(diào)查進(jìn)行數(shù)據(jù)分

析，了解金融業(yè)者對(duì)CRM 的認(rèn)知與實(shí)際應(yīng)用，作為修正研究模式之依據(jù)。目的在深入探討金融

業(yè)應(yīng)用CRM 與信息質(zhì)量等在實(shí)質(zhì)營(yíng)運(yùn)幫助與影響。研究發(fā)現(xiàn)，金融業(yè)者對(duì)于信息質(zhì)量的認(rèn)知與

了解程度會(huì)影響CRM 系統(tǒng)的有用性與易用性認(rèn)知；系統(tǒng)的有用性與易用性會(huì)影響CRM 系統(tǒng)采

用的適用性。

關(guān)鍵詞：顧客關(guān)系管理、數(shù)據(jù)質(zhì)量、數(shù)據(jù)倉(cāng)儲(chǔ)、數(shù)據(jù)采擷

Abstract

Customer relationship management (CRM) is becoming outmoded almost as quickly as it rose to

prominence because with buyers having so many options from which to choose, it is the customer who

is managing the relationship. The purpose of this study is to explore the effects of IT and information

quality on the CRM：（1）The research survey indicates that financial organizations are especially

focused on improving customer satisfaction and are especially concerned with the use of IT to control

and communicate high quality information.（2）Best practices are identified toward which financial

institutions must move to provide the predictable, responsive world-class service that a growing global

customer base demands. The results of this study were the perception and degree of grasp of financial

organization influence the perceived ease of use and perceived usefulness of CRM in the companies.

Keywords： CRM, Data Quality, Data Warehousing, Data Mining